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2019 in review

2019 is a year of many events and a few  life moments. I hope everyone has a chance to take a moment to review the year from a personal perspective.  Here is my list of top events. 

I am saddened to watch the months of unrest in Hong Kong from afar.  If 2019 is the ultimate outburst of deep-rooted resentment for HongKongers, let’s hope 2020 will be a year of resolution and reconciliation.

My body has been noisy this year. My  gastroenterologist considered me as a challenging patient after year-long stomach issue and multiple antibiotics. A procedure, followed by a surgery to remove gallbladder stones, may have addressed the root cause, or at least I hope.  Unfortunately, a number of friends have run into various kinds of health issues, confirming “when it rains, it pours”.

I took a different job within the company for a change, working on ambient/voice computing.  It is a mixed feeling of excitement, anxiety, uncertainty, challenges and of course, tons of learning.  On the other hand, my spouse took a break from employment after all these years. It is a year of changes for us in our career.

We travelled to five countries Netherland (Amsterdam), Belgium (Ghent, Brussels, Bruges), UK (Wimbledon, London), Portugal (Lisbon, Madeira) plus a few places in the US (Indian Wells, LA, NYC).  We had scores of wonderful moments including the fairy tale like city of Bruges, the best snack @Pastei De Belem (Portuguese Egg Tart), the mind-clearing  hike @Madeira PR11.

Home improvements have been on a  fast track. Within the year, our home had a new furnace, a new air conditioner, a new set of recessed lights, a new 300 sq. ft plus sunroom, and soon a new Tesla.  This is how much extra time empty-nesters can have.

As tennis fans, my husband and I attended the Indian Well TennisIMG_20190705_125726.  I vividly remembered seeing the ultimate champion Dominique Thiem outside of the hotel before the final, and he beat Federer in the final :(.   For a tennis fan, attending Wimbledon is the pinnacle experience.  We checked off this bucket list item and experienced the unforgettable 2-day Queue, and the surreal experience of watching Federer/Serena from the second row in the Center CourtIMG_20190504_084639

As a parent, we had the proud moments of seeing our daughter graduating from college.  She decided to move to NYC, and she got a job in Manhattan!  We visited her in NYC and took the opportunity to watch US open.

We feel blessed that our family of four are all home during Christmas and New Year.  We went to gym, and we have some relaxing moments together.   Children are cooking dishes like Risotto, Katsu, Okonomiyaki for us. We had some meet up with family and friends. 

As the year approaches its conclusion, I am immensely thankful for these moments in 2019.     

It is almost time to check how many 2019 goals have been achieved, and set goals for 2020.  

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Portugal impressions

My co-workers chose Madeira, Portugal as a destination to celebrate a project success and chose Thanksgiving week to travel. There was the element of surprise  and excitement in going to new places. Madeira is an archipelago, situated in the north Atlantic Ocean, off the coast of Africa. From San Francisco to Madeira,  we took the non-stop TAP AIR Portugal flight to Lisbon (Lisboa), stop over Lisbon for two days, then took a short flight to Funchal, the capital of Madeira, and joined the co-workers for two and a half days on the island.  

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My impression with Portugal went way back to the high school years, when I studied in History the Portugal explorers and their colonization.  Then there is Macau which is the neighboring city of Hong Kong which I grew up in. Macau has a historical role for Portugal, with its handover to China in 1999 concluding the arguably longest-lived Porguese empire.  And I enjoy Portuguese pork chop bun (bifanas) served In Maxim’s fast food, the Portuguese egg tart (Pasteis De Nata) that has almost grown to the same popularity as the Hong Kong style egg tart.

Waiting for the departure from SFO, I alternately learned about the century-long political struggles of Portugal; and read the current news on Hong Kong political unrest; and unexpectedly, I find the Portugal history can be of good reference to the HongKongers. 

Lisboa, a taste of Portugal

After 12 hours of flight, we arrived in Lisbon in the early afternoon, with still time to do some sight-seeing.   30 minutes of Uber ride got us to Belem and Pasteis de Belem, the origin of Portuguese egg tart.  There was a queue inside and a queue outside, we decided to go with the inside and shorter queue so we could sit down to enjoy the tart with a drink. The inside is a look-alike of the many local cafes in Hong Kong. Its setting is plain, with some blue tiles reminding us that we are in Portugal, and the servers are busy.  I like its local feel, obviously both locals and tourists come here for the gourmet pastry. The tart crust is so crisp that it is like eating crispy chips, with rich, warm and delicious cream custard on top. We finished three tarts in no time. I could be eating this tart everyday and still love them. As the recipe is said to be from the nearby Jerónimos Monastery, may be the monastery scholars used to eat this tart everyday.  Inside the monastery is a large open space surrounded by corridors with spider vault ceiling atop.   We strolled around in the open space and the two levels overlooking the open space, reminiscing how life was a few hundred years ago.  We braved the strong wind as we strolled to the monument of Discovery and Tower of Belem, situated right next to the ocean front.

Lisbon reminds me much of San Francisco.  The April 25 bridge is an obscure version of Golden Gate Bridge; and the TRAM 28 is a look-alike of the cable car, the ferry ride to Cacilhas are not that different from the ferry ride to Sausalito, not to mention the steep streets that make driving a challenge.  Aside from the similarity, Lisbon is quite a charming city on its own. I enjoyed its Fado show and of course the Portuguese gourmets.  Besides the Pasteis De Nata, we also went to Casa Das Bifanas for its pork chop bun, its taste was good but could not beat my memory of the Pork Chop Bun in Hong Kong.   We tried the grilled sardines and ray fish soup in a nice oceanfront restaurant on Cacilhas overlooking April 25 bridge. We drank wine often in Portugal, in its pairing with Pasteis De Nata, or pairing with cod croquettes.  

Lisbon is a modest city with little fashion nor luxury in the air.  As a tourist, Lisbon feels more homely and relaxed, more affordable, is less touristy,  has less of the hustle and bustle of a big city, has none of the snobbishness of some top cities.   

If there is one thing I remember the most about Lisbon, it maybe the Pasteis De Belem (Pasteis De Nata) but Lisbon has so much more charm to offer.

Madeira, what a beautiful island

Less than two hours of flight from Lisbon, Madeira is beautiful and is a paradise for hikers.  Our Uber driver from airport gave us a quick overview of things-to-do on the island. Weeks after surgery, I could not join my co-workers for the strenuous hiking activities up the mountain.  That gave us a day with no scheduled activities. Few things can beat the satisfaction of a delicious hotel buffet breakfast overlooking the Atlantic ocean. After breakfast, my husband and I took an 2-hour easy stroll at levada (PR11) Vereda dos Balcoes.  With the wet weather, the altitude and the fog, the supposingly magnificent view turned into mostly obscured view; at the same time, the greenery was even more lush, and offered a different beauty of nature.  The trail is a loop and at the end, we were back to the start. As we waited for the bus, we treated ourselves with a Poncha, a local cocktail of strong wine, honey and lemon. We spared the afternoon In Funchal, enjoyed more shopping and the local gourmet including the caco bread, and the fresh-off-the-wok chestnut.  

I did not join the co-workers for the short 4-hour hike the next day.  After a beautiful sunrise, and another hearty buffet breakfast, my husband and I strolled to the nearby CR7 (Ronaldo) museum. Madeira is the birthplace of the famous soccer player Cristiano Ronaldo.  The museum visit was quite enjoyable, certainly a good place to get souvenirs for soccer fans, I got a bottle of wine and a kids’ T shirt for my grand-nephew. I rejoined my co-workers in a nice multi-course Portuguese lunch before a guided city tours to the local church and local markets.   The afternoon ended with the highlight of a long cable car ride up the hill followed by a thrilling tobogganing down the sloppy roads. 

Next day, we had to meet up at 2am to catch an early flight to Lisbon, before the long 12-hour flight back to San Francisco.   Even though it was somewhat painful to wait up at this ungodly hour, our Warsaw tourist guide made arrangements with the hotel to serve us an off-the-hour breakfast.

Madeira gave us an amazing time, and I long to be back to the island for its levada, its food & wine, and its beauty. 

For more of this trip, please also read  a taste of Portugal charm

 

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Hong Kong : a time to show respect and vision

This article has been published on South China Morning Post SCMP as “after the Hong Kong elections, a time to show respect and vision”.  SCMP is a Hong Kong English-language newspaper founded in 1903, with a daily circulation of around 100,000.  SCMP has made some minor publishing edits to refine some sentences for grammatical correctness and add some related pictures/links. 

Here is the original version.

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The beauty of growing old is living to witness the change of times. 

When did HongKongers change to fight for freedom and democracy? In the 70s,  the fight was to “make a living” (Chinese: 為兩餐乜都肯制前世) and “fight for money” (Chinese: 一生一世為錢幣做奴隸).    In the 80s, the fight is to retain capitalism, ensure that “horses will still run, dances will still dance” (Chinese: 馬照跑 舞照跳).  These fights have now drifted to fight for freedom and democracy, with the hard-core activists asserting that “Hong Kong government is the source of all problems” and “every Hong Kong governor should have stepped down”. HongKongers have transitioned from a city of positive energy to heaps of resentment and rumbles of rages.

To the city leadership and its people, it is time to fight for respect: respect each other, respect our opportunities, and respect China.

HongKongers have to respect each other with different opinions.  Let’s think hard on the “landslide” political victory in the recent election.  Among the 7.5M of population, 4.1M (58%) are registered voters of which 2.9M voters (71%) have voted on November 24. Among the actual voters,  1.7M (57%) have voted in favour of the party which fights for more democracy and freedom. Let’s respect the choices of the winning voters, let’s also respect the remaining 5.8M who may or may not care about politics, let’s also respect the government.

Hong Kong is the most free city in China and probably in the world.  The city could showcase more freedom is a path “to prosperity without compromising the sovereignty”.  The HongKongers are at risk of missing out this bigger opportunity with the unrest and challenge to the sovereignty.  Hong Kong also has the opportunity to create a prosperous society for every citizen. Building a moderately prosperous society (Chinese: 小康) remains a top priority for the Chinese leadership and its 1.4 billions of people.   What bigger opportunity than having the HongKongers (0.5% of Chinese population) to add to the well being of 1.4B? HongKongers have to respect the opportunity.

HongKongers are predominantly Chinese with our hair, our eyes, our skin. We enjoy Chinese cuisine. The Chinese traditions are thousands of years deep.  Every country has flaws, HongKongers must respect China to have established (again) as a world power, to evolve together than to destroy.

HongKongers must fight for these respects for our own good,  for the greater good before fighting for other things.

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Toastmaster speech on financial tips

ToastmasterPublic speaking is hard.  Motivating others is powerful but few has this natural gift.  Speaking on a topic that you are interested in, but not as a recognised expert, is scary.  I challenged myself a bit, it has been a good experience in preparing for it, and presenting it last month. 

The transcript of my recent Toastmaster speech on financial tips.
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I have yet to hear someone say “ I want to be poor in my life”.   More people seem to be saying “I want to be rich and richer”.   

I grew up in a poor family in Hong Kong, my parents worked hard  At that era, Hong Kong still had a lot of factories, and they subcontracted simple chores that we could complete at home.   I started helping out when I was like 3 years old, we barely made enough and we could not afford toys, snacks or ice creams.   

I want to be richer.   Shortly after I arrived in the US,  I enrolled in a 2-year personal financial planning program.    

To my dear Toastmasters,  I am excited to share a few ideas that could go a long way to your financial well being.

Well, life is not just about how much money you have, but your financial position could help or hinder you towards your life goals.  Only you know your life goal, you may want to “see the world”, “spend more time with your loved ones”, “make the world better”, “maximize happiness”, “relax or have fun”.   Your life goal influences your standard of living which then influences how much money you need.   

When is the right time to start?  It is N-O-W, now. Very simple. The younger you start, the more you have at the end.   Can you save an extra $50 each pay check? If you do this for the next 30 years, you would earn $58,000 with a meager 3% return, and a $100,000 with a 6% return.   And if you save $500 each pay check, you would be a millionaire with the same 6% return. Anyone knows about the rule of 72? If you divide 72 by your annual rate of return, what you get is the number of years that your money will double.   Over the long run, the stock market has had an annualized return rate of between six and seven percent, with this rate,  your money doubles every 12 years.     

How much are you going to save?  The tip would be set aside saving prior to spending; and not the other way round.  It is a mindset change. If I enjoy buying things, I would mostly likely spend more, if I don’t set aside savings.

How to make it happen?  It is far better to automate the saving so you never even have the money in your pocket.   Set up an investment account, set up the payroll so your savings would automatically be transferred to this account from each paycheck.   

If you are already doing everything I have said and more,  congratulations. You may still be able to do more! Investing the money is a topic by itself,   I would share my thoughts on investment that is not often mentioned. 

Be aware of your risk tolerance, but also remember the biggest risk is probably not invest your money, just like if you don’t invest yourself in learning.   What many financial books do not say is that your risk tolerance can change and sometimes, you may be able to push yourself a bit especially when you are young.    

Very few of us can claim discipline is their strength.   As such, automate the schedule of your investment, such as investing on the 1st Monday of every month or after every 2 pay checks.

When I started in California years ago, I have worked eight years already in Hong Kong, yet I had a very old car, I did not have a house, I did not have a 401k , I didn’t have much savings.  Over the years, I have earned my house, my car, my investment portfolio and my retirement account.

In summary, now is the time to start, automate savings to an investment account, automate the investment schedule, and you can do more.  If you take action now, at some stage, the return of your investment account would exceed your pay check. And you have more financial freedom towards your life goals.

Thank you .

Financial Freedom Road Sign

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Hong Kong : path to rationality?

Deng-Xiaoping-1978The great Chinese leader and visionary Deng XiaoPing  (邓小平) famously used the phrase “it doesn’t matter whether a cat is black or white, if it catches mice it is a good cat” (“不管黑猫白猫,能捉老鼠的就是好猫”) to push China into the economic reform that lift tens of millions out of poverty and the country into an economic super-power.  And many said that one of his regrets has been not living long enough to witness Hong Kong to be returned to China.

To apply this wisdom to the political unrest in Hong Kong, “it doesn’t matter whether a person is in black or in white, if they live their proper role, they are good citizens”.  

Hong Kong is a relatively homogeneous society, inhabited by smart, intelligent, efficient and often charitable citizens. Its prosperity and international status sometimes hide its darker side that it does not always embrace diversity and inclusion in its soul.  In Cantonese, there are nicknames for caucasian, black, mainland Chinese, and other races. In the early 90s, there are nicknames for mainland Chinese which belittle them quite a bit.   Decades of world-renowned economic successes in this small city create some deep-rooted but subtle sense of pride, superiority and entitlement. Pursuit of capitalism and colonial elitism come with a chasm between the poor and the rich, the have and have-not, the will-have and the will-not-have;  without artful colonial maneuver, it creates a dangerous level of resentment among the have-not, will-not-have and the righteous.   Quick-thinking, short-cuts, pragmatism and efficiency, at times, are more highly valued in this city than critical thinking and Socrates discussion or Aristotle thinking.  These sentiments can be hijacked in current challenging situations.

I was born and raised in Hong Kong; and love the city.  For a moment, let’s try to use the Aristotelians’ first principle  and applies them to the five core demands. 

First principles

  1. A rational and calm mind is better than an irrational and angry mind. 
    If your emotions take over the reasoning, you become the victim of emotional hijacking, it is time to pause discussion and delay action.  E.g. You get outraged after watching some YT videos, and in that moment, you translate a few specific incidents into anger against all protestors, or all police or all establishments.
  2. A government needs to be diligent and care about the citizens. (勤政愛民)
    Even if we discount the organizers’ reported protestors participation, there are still thousands or tens of protestors that are disgruntled,  the government has responsibilities.
  3. A citizen needs to follow the law and order. 
    Asking for “I burn with you” is not fulfilling the role of basic citizenship.  Bullying law enforcement officers are not following the law and order. Obstructing and vandalizing LegCo, the set up to scrutinize bills, are not following the law and order.
  4. A citizen needs to accept consequence in acts against the law.
    Regardless of the situation, attacking police is against the law; obstructing police is against the law; vandalizing is against the law.
  5. People in Hong Kong love Hong Kong. 
    Call out those who may use Hong Kong for their political agenda; and those who may love other countries instead.
  6. Ad hominem behaviour is not acceptable.
    Ad hominem is when you start to attack others’ character and motive rather than their behaviours.  E.g. Rather than condemning specific violence of some individuals, it turns to attack the character of the whole class of protestors, police and their families to be shameless, and flawed in character.  

 

Seeing the five demands through the lens of first principles:

  1. Full withdrawal of the extradition bill. 
    Demand met.  Demand does not compromise any first principles.  It has been suspended and now withdrawn.
  2. A commission of inquiry into alleged police brutality.
    Partially met with adding top officers to CAPODemand for commission, outside of existing system, compromises first principle 1: are the police brutality a few cases or systematic pattern that warrants a total overhaul of the system to inquiry police complaint? Are there evidences that HKPD is using more force than NYPD or police in other places in handling unrest? Demand also compromises first principle 3 & 6:  are the citizens behaving as good citizens to bully the law enforcing officers with labels, expose their family, surround their police stations?
  3. Retracting the classification of protesters as “rioters”
    Demand not met.  Demand compromises first principles 3 and 4.  If burning the cities, throwing petrol bombs, vandalizing and obstructing subways, police stations, airport and more are not the behaviours of rioters, what are?
  4. Amnesty for arrested protesters
    Demand not met.  Demand compromises first principles 3 and 4.
  5. Dual universal suffrage
    Demand not met.  This is emotional hijacking to take advantage the outrage and other resentments for something else.Demand compromises first principle 1 and 5.  Do these people, with political agenda seeking support from foreign countries,  love Hong Kong or love foreign countries? The result of last LegCo direct elections do not show clear evidence that Hong Kong people value democratic movement higher than other things they want for the city.

These first principles are of course debatable.  The point is that such an approach, to think through the first principles and stack them against the demands, can give a boost to your rational mind, and avoid your emotions to take over your intelligence without your knowing.

More rational minds are needed in my beloved city to return back to safety and beauty.

 

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重聽同舟共濟: 與我關心的港人互勉

『同舟共濟』是許冠傑九零年創作的歌曲,不覺已經近三十年了。

我是聽收音機聽許冠傑歌長大的,可能回憶是有選擇性的,感覺年青時比現在的年輕人開心,社會比較和諧 (social coherence),鄰居是會守望相助的。唱歌唱的是許冠傑的學生歌,錢會繼續嚟 , 搵野做, 應該要自愛, 有酒今朝醉, 快樂,珍惜, 沉默是金等勵志歌曲

 

九零年代地鐵舒緩香港路面交通堵塞, 對於市民日常生活幫助很多, 我也是數百萬受益人之一。地鐵服務很好, 運作效率高。那時侯機場是啟德機場, 機場很小但效率高, 十五分鐘直達市區。這些都是我移民美國後很引以為傲的。那時未有互聯網(internet), 未有iPhone, 未有社交網路如facebook, youtube, whatsapp。

 

移居美國矽谷後, 這二十多年差不多每年也會回港探親。近三個月香港示威,抗議等新聞報導令我記掛香港親友和市民的生活和感受。再聽『同舟共濟』這首歌,多年後,竟然仍反映時事, 仍有勵志作用。

『同舟共濟』開始是我與你同坐這條船, 無情浪把它猛卷, 滿天風雨,視野未能見,亂作一大團,不知怎算』這不正是時下香港的寫照和小市民的感受嗎? 但下兩句 既決意留在這條船, 齊齊令它不遭破損』, 不正是現在最需要的嗎 ? 更需要奮勇地面對,令到這條船,永不翻轉』我移民外國生活很好, 不是做遞菜斟茶』也不覺得做二等公民』, 但是會選擇睇香港電視, 吃中國菜, 講廣東話, 要孩子上中文學校。實在希望香港回復安定, 必須抱著信心, 把基礎打穩, 盡力地做我本份, 定能突破,戰勝黑暗』重建信心,時局定必得好轉, 懷著希冀,再創造時勢,令到這條船,永久溫暖』如果香港可以人人團結  那說不定香港可以成為小康城市的典範 , 再現東方之珠的光芒。但願日後獅子山下, 人人團結, 永不分化』

 

同舟共濟 許冠傑 原版

既決意留在這條船, 齊齊令它不遭破損, 困境挑戰,奮勇地面對,令到這條船,永不翻轉

02_Ultimate_HongKong_JunkBoat_hong-kong-harbour-450w-149526110_2

我與你同坐這條船, 無情浪把它猛卷
滿天風雨,視野未能見,
亂作一大團,不知怎算

香港是我心, 一顆不變心
實在極不願,移民外國做二等公民

必須抱著信心, 把基礎打穩
盡力地做我本份, 定能突破,戰勝黑暗

破鏡明日定會重圓, 時局定必得好轉, 懷著希冀,再創造時勢,令到這條船,永久溫暖

Hong Kong view香港是我心, 一顆不變心,
實在極不願,移民外國做二等公民

必須抱著信心, 把基礎打穩盡力地做我本份,
定能突破,戰勝黑暗

香港是我心, 一顆不變心
實在極不願,移民外國做二等公民

必須抱著信心, 把基礎打穩
盡力地做我本份, 定能突破,戰勝黑暗

Hong-Kong-Skyline-Big-Bus-Tours-18-01-17香港是我家, 怎捨得失去她
實在極不願,
移民外國做遞菜斟茶

傾出這心裡話, 但願籍著這番話,
齊齊共你發洩一下

但願日後獅子山下,
人人團結,永不分化!

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Wimbledon – The Queue, Center Court and Federer

Watching Wimbledon Championships is the peak of experience for a tennis fan.  Watching Federer playing live at Wimbledon Centre Court is a once-in-a-lifetime experience.  We checked off this bucket item this summer.

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We checked in our Wimbledon airbnb two days before Wimbledon Championships began.  We quickly discovered our airbnb has been the house of Rafael Nadal in the past few years; this year, Rafael Nadal and Nick Kyrgios lived a few houses down the block, right opposite to each other.   

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Among the four tennis grand slams, Wimbledon is the tournament with the Queue for the die-hard tennis fans to queue up to get tickets.   For the other three grand slams, we can get tickets online with pricey but reasonable price tags.    For Wimbledon, the Queue is pretty much the only option for international travellers like us.

Our airbnb host kindly lent us high quality camping gears so we could tent at Wimbledon park overnight.  And we were lucky to know the weather was warm and sunny for the fortnight.

June 29
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Even before the official Queue started, there were a hundred or so people setting up tents in the Wimbledon Park.   We chatted with a few die-hard fans who were super friendly, knowledgeable and excited to share their experiences over the years.  They were excited to see us when they ran into us in the Queue a few days after. From their intelligence, we decided to get into the Queue as early as possible.  

June 30
1pm, we got in the queue, two days before the Tuesday when Roger Federer was scheduled to play his first match.   We were in good company of many fanatic fans, from all over the world.  The queuing time was kind of bonding time with people from all over the world, and it was fun talking to folks from South Africa, Hungary, China and of course the locals.

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3:45pm, we put up our tent in the park. We became neighbours to the same folks for the next two days and had a lot of social times.    

img_20190630_164311-e1564288504921.jpg4:30pm, we got our Queue card and its number 805 was our priority in the Queue.  For any day, the first 500 got tickets for the match of their choices; the next 1000 got tickets to one of the three show courts.  To get the insurance to watch Roger Federer, we had to be in the first 500. In the park, there were people playing racket balls, there were food stalls, and accessible toilets.  It was pleasant and lively. The Queue was very well organised, and there were honorary Wimbledon stewards walking around, ready to answer our questions. We were not supposed to be away from the tent for more than 30 minutes, though the rules were not strictly enforced and we could still take some breaks here and there.   

5:45pm, we had take-out dinner and the evening was cool and comfortable.

8pm, we were tired, and went to bed early.  

July 1
4:15am, we were awakened around dawn, as many campers started making moves.

5:45am, we were all packed up, waiting to make a move.   The stewards separated the campers into two groups, with the first group for the matches of the day, and the second group for the matches of the day after.  We belonged to the latter group.   

img_20190701_145911-e1564288628715.jpg7am, we moved our tents to a waiting area. 

9am, we settled in a new position.

12pm,  we got a new Queue card, with a new number 247.   We were elated as that guaranteed us to see the match of our choice.  The remaining day went by pretty quickly as we socialised with our neighbours, mostly fans of Roger Federer; and took short breaks to take shower and to get take-out.   

It was another warm, sunny and beautiful day in the park.    The evening-cool was again welcome, and we slept early.   

8pm,  just when we were dozing off, the Wimbledon steward checked each tent again to make sure all was inhabited with real tennis fans.

July 2, Centre Court
6am, we were awake and  start putting down the tent.  We checked in our camping gear in a nearby storage facilities set up for us, got breakfast from the food stalls. 

We were then split into groups for the different types of tickets, and each was given a wristband. The wristband remained the evidence of the Queue experience.   From the park to the ticket turnstile, it was about a mile and everyone was super-excited in this final mile. We got some tips from the more experienced that sections 101 to 103  would be among the best seating in the Centre Court.  IMG_20190705_125726

10:30am, grounds open and tickets at hand for section 103, 2nd row.   We entered the Wimbledon grounds, and we were overjoyed that a dream has come true.  The Wimbledon store is right after the entrance, and we bought a few items quickly.   The grounds were so very beautiful and immaculately groomed. We tried the famous strawberry and cream. The Wimbledon stewards were polite, happy, patient with our questions and they did such a good job to make us feel welcome. Time flew by pretty quickly as we wandered to watch players practice, watch matches on the outside courts or just pinched ourselves to believe that we finally made it. 


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img_20190727_212916-e1564289035396.jpg1pm, we were at our seat, ready for the order of play:

  1. Kerber vs T. Maria
  2. Federer vs L. Harris
  3. Williams vs G. Gatto-Monticone

In the first match, Kerber won easy and quick.   The Federer match followed quickly. Federer received a super-warm welcome as he came on the court.   Most spectators were Federer’s fans. Before the first ball was played, I felt immensely how huge the expectations must be that Federer carried on his shoulder, and how his presence then victory brought happiness to the many fans in the Center Court and around the world.   Surprisingly, he lost the first set to the little known South African L. Harris, the collective sentiment in the stadium was hard to describe in words, but it felt like “how dare you to win a set against Federer?”. Federer won in 3 sets to 1.  The live experience was so much more magical than the watching-at-home experience.   

IMG_20190702_124402If Federer is lean and fit, Serena looks bulky but very intimidating on the court.  She looked super strong and looked heavier than Federer. The first set was no match, but the qualifier put up a fight in the second set.  Serena won in straight sets.  

The Centre Court experience was deeply satisfying.   

We strolled up to Aorangi Terrace, commonly known as Henman Hill was crowded with spectators who did not get the show court tickets.  It was beautiful with a gorgeous view of the Centre Court, the Big TV, and Court No. 1.  

The Wimbledon museum closes at 7:30pm and we missed the opening hours just by a few minutes.    I was determined to come back to the grounds and the museum another day.

My first day in Wimbledon grounds has been a once-in-a-lifetime experience and I wanted more of it.  

July 3
After the Centre court experience, I spent the day after to explore the Wimbledon Village and the Wimbledon downtown, had lunch at the Dog & Fox pub. 

We had a nice dinner at the SticksNSushi in Wimbledon where we saw Nick Kyrgios who was scheduled to have a big match against Rafael Nadal the next day. 

July 4


We went to Hyde Park in the morning.  

2pm, I was back to airbnb to watch some tennis matches online.

5pm, I went back to the Wimbledon Queue in the park.  

7:30pm, the stewards informed us the ground was full and they would soon close the park.  I was devastated. I ended up watching some matches from the big TV outside of Morrisons while my husband went to watch Tina Turner in London.

July 5
After the disappointment the day before, I learned that there were no short cut around the Queue and the better strategy was to honestly wait.   My husband went to Bath, while I went back to the Queue.  

9:30am, on my way back to the Queue, I ran into the whole Federer family – Mirka, Federer’s parents, and his kids (I saw both daughters, but I was so happy to see Mirka and could not remember if I saw both boys or just one of the two).   What struck me was how normal and how typical they are as a family, it was really good for their kids to live this way even their father is such a celebrity and is admired by tens of millions around the world. They seemed to be on the way playing some racket balls, and they were holding some sort of rackets, not tennis rackets though.  I said “hello”; both his mom and Mirka responded with a “hello” back.   

2pm, The Wimbledon museum deserves a visit.   The virtual reality movie provided memorable first hand experience of Wimbledon 2016.  The trophy looks magnificent.  

3:30pm, I was joined by an acquaintance from the Queue, to watch a few hours of tennis at the Henman Hill. We got in Court 12 to watch the mixed doubles of V. Williams and F. Tiafoe, it was a short match and we went back to Henman Hill.   When the 15-year old Coco won the match, the whole Henman Hill gave one of the loudest roars, as if we all won the biggest prize of our collective lives.  It was simply unbelievable how all of us love Cinderella storyline.

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8:00pm, sunset was beautiful in Wimbledon. 

July 6 and beyond
My dream has come true this week in Wimbledon.  I am still elated with the memory watching Federer at Wimbledon Centre Court.  The Queue and the Centre Court are once-in-life-time experiences. Any tennis fans should go for it, at least once.  

I was gutted that Federer missed two championship points.  It would have been the best fairy tale if he had won the 2019 trophy.  Life is never perfect,  nothing could take away the cosy Queue experience, the magical Federer experience, his hard-earned win over Nadal, and . . .

Also check out this blog for more of this 2019 trip.

 

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June: Amsterdam & some Belgium Cities

Watching Federer live at Wimbledon Center Court is a once-in-a-lifetime experience for a tennis fan.    I hit this bucket list item this July and still feel elated by the experience.

Our family of four arrived in Europe, on different flights from three US cities, a week before the Wimbledon tournament.   We thoughtfully selected a few “easy” European cities near London to spare the week. 

As empty-nesters, my husband and I are always happy that our children join us in our trip.   The four of us visited the progressive Amsterdam as well as the beautiful Belgium cities of Ghent, Brussels and Bruges.  

Europe 2019 v2

In Amsterdam, we visited the historic Ann Frank house on the first day.  It is hard to not be wretched by what had happened to the family and the millions Jews during World World II.   Have we treated similar racial persecution in the modern world with indifference? The museum is very well organized and there has been visible effort to keep the house intact for all these years.  As if a way to lighten up our heart, there are tons of canal cruises just right outside of the museum. We did the canal cruise, tulip museum, cheese museum after before briefly strolled in the red light district. 

 

On the second day in Amsterdam, each of us went different routes – my daughter went to the arts museum, my son rented a bike to get out of the city while their parents thoroughly enjoyed the tourist-favorite Van Gogh Museum – four people three itineraries on the same day.   Is this the new definition of family travelling together?  

 

On the third day, we took the Thalys train from Amsterdam to Ghent in Belgium.  Going between countries in Europe is as simple as going between cities in the Bay Area.

Our airbnb in Ghent is a 15-minutes walk from the train station.  It fit perfectly the description of a (better) home away from home.  It is spacious, comfortable and beautiful, and we had the whole 3-story home with a fully equipped kitchen.  The thoughtful host provided all kinds of tips from restaurant to bakeries to groceries. She lives right across the street, and we could not ask for a more accessible host.  In the three days there, every morning I walked that few minutes to get freshly baked croissants and pastries, while watching the locals bike to school or work. I could almost reminisce what life could be like in the quiet town in the medieval times.  A good breakfast gave us the perfect fuel for our day-trips with Ghent as our base.   

 

We spent the next day in Brussels.  Brussels is among the most beautiful European cities and a city of significance for the EU establishment..  The Garden of Mont Des Arts is spectacular and the Grand Place is impressive with so many eye-catching architecture buildings. I would have loved to just sit  in a cafe at the Grand Place to appreciate the city but there are so many other cities worth visiting.    

 

Next day, we took the train to Bruges, a medieval town that is every single bit worth visiting.  We went up the 300+ staircase to the top of the Belfry Tower and truly appreciated the engineering work of the clock tower which informed the medieval inhabitants the time of the day and synchronized their schedule.   Afterwards, we enjoyed a nice lunch at the fairy tale like Market Square, then visited Basilica of the Holy Blood.  There could be so many photo-stops in Bruges, but I would remember very favorably the hour my children and I sipped hot chocolate together at the Old Chocolate House.

 

I enjoyed Amsterdam and Belgium cities, and would like to spend more time in these two countries.   My husband and I are ready to move on to Wimbledon.

Also my own blog for the once-in-a-lifetime Wimbledon experience, and this blog for more of this 2019 trip.

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May: College Graduation

My family of four resides in three cities across the country.   My daughter’s commencement brought us together, in Ann Arbor, in the first weekend of May.    I am so proud, in little less than four years of college, far away from California, my daughter graduated with an Art & Design major, and CS/Film Production minor.   We invited our nanny and her husband to join us. The older gang of four arrived, on Thursday evening, to get ourselves to the best possible shape for the commencement on Saturday.   My son took a red-eye flight on Friday evening, arrived in the early Saturday morning, with about an hour of sleep before the event.

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Four months before
Most hotels, in Ann Arbor, were already sold out.  What could I do other than picking a better one among the remaining outrageous rates?  [ We were lucky to switch back to Marriott residence inn with more reasonable rates last minute ].

graduation forever bearTwo months before
My husband and I had this idea of printing out a large photo, just like what fans would do when they went to a concert.  Parents are the biggest fans of their children, aren’t we? We thoughtfully selected her childhood photos so as not to embarrass her.  My husband spent days to do the photoshop work. We were happy with a large collage banner.

One month before
One month before, we placed an order of graduation Forever friends bear from UK.  Finally, we purchased from Amazon the book “Adulting”.  And we are ready.

Day 1 (Thursday) : Arrival

We picked up a 7-person vehicle rental and had a late dinner with our daughter.  The Evergreen restaurant in Ann Arbor surprised us with a pretty authentic Chinese cuisine.

Day 2 (Friday) : Campus Tour
We woke up just in time to catch the final fifteen minutes of the free breakfast, then took a dip at the hotel’s swimming pool and the jacuzzi to be fully awake.   For lunch, the Songbird cafe restaurant served delicious sandwiches, soups and dessert.   On a overcast day, it was quite relaxing to walk around the college campus, take random pictures of its buildings, capture its 200-years of history and its prestige.   Ann Arbor is a nice college town with variety of cuisines, its tranquility and peacefulness set the stage for focused study.

Day 3 (Saturday) : Commencement Day
IMG_20190504_084639Ann Arbor traffic is substantially better than a normal day in the Bay Area.   The only real traffic jam came only on the Saturday morning, in the shuttle ride to the Michigan Stadium, as thousands of parents flocked to attend the commencement ceremony.   The stadium, with a capacity of 100,000 spectators, was more than half filled with enthused parents. It was fortunately a cool and dry morning as umbrellas, purses, and bags were not allowed.  The ceremony was nicely done with short speeches from the school president Mr. Schlissel, the governor Ms. Whitmer, a few scholars and a few students, covering a diverse set of themes. With thousands graduating, the school-wide ceremony spared parents the few hours of waiting for each student to come up to the podium.  Instead, the graduation was made official by the faculty dean to present the students to the school president. We took some quick pictures afterwards. In the sea of people flocking out of the stadium, most pictures ended up with some fellow students or their families in the background.

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It was quite rushed to get to the afternoon ceremony organized by the faculty. The Art  & Design ceremony was set in the garden quad within the faculty building. With fewer attendees, it gave a more cosy feel. The parents did not really know each other, yet the students showed more engagement and enthusiasm. Each graduate had a chance to say a few words on the podium. While the ceremony took more than two hours, it was memorable to hear from the students, and especially my own child.   We took more pictures among the many other families. My daughter enthusiastically showed us around, and more pictures taken at the “studio” she has set up for her final year project. We were exhausted and exhilarated as we relaxed with our McDonald take-out in our hotel rooms. We enjoyed our graduation dinner at a German restaurant with beer, cocktail and lots of meat to conclude the eventful day.

Lake Erie

Day 4 (Sunday) : Great Lake & Chill Out
A relative short drive to Lake Erie gave us a view of the Great Lake on an overcast day.  At the pier, a few folks were fishing, and a few were taking a stroll. The water was green, deep and muddy.   It was peaceful, but the Great Lake looked overlarge, and lacked human touch. We were used to the hustle rustle San Francisco Pier 39 in front of the Pacific Ocean, and this could not be more different.    The nearby Gander’s Family Restaurant surely treated us with hospitality and a delicious family lunch, with delicious chicken lemon rice soup, the grilled liver, the fried Lake Erie yellow perch, the grilled Lake Erie Walleye.   In the afternoon, nothing brought more relaxation than chilling out in the hotel room, doing “nothing” before we dropped our son on his flight back to LA.

Day 5 (Monday) :  More pictures
Monday, most families have left town.  Finally, we were able to calmly take as many pictures as we like at the different college landmarks. 

And we want to catch and savor these life moments. 

 

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March: Indian Wells Tennis

 

Indian Wells, next to Palm Springs,  is about 2 hours drive from Los Angeles.   Situated in the desert, this beautiful city is surrounded by layers of hills, and is a popular retirement destination as well as a winter snowbird destination.  The area strikes a perfect balance of quietness and convenience; for the diners, there are many international choices. It feels like a perfect location for sanctuaries and has been a popular resort for hollywood stars.  Four out of the last five years, we went to watch Indian Wells Tennis Master in March. This year, it was all the more special as we made a detour to UCLA to dine with our son.

Since Larry Ellison became the owner of the tennis tournament, he threw a few hundreds millions to make continuous improvements to the tennis gardens, bring in nice chef, renovate the gardens, improve the fans’ experience and raise the prize money for the players.  As an example of improving fans’ experience, he bought the piece of land next to the tennis stadium, and turned it into a huge grass-surface parking lots. We paid $25 for the parking for a day and took a short walk to the tennis garden.

The tournament has grown in the past few years.  This year, we had a hard time to get the tickets for the final, and ended up paying $500 per ticket.  We were somewhat lucky to be treated with two great finals, both went the distance of three setters. Seated so much closer to the tennis court, we felt the pace and the power.    While disappointed that Federer lost to Thiem in a tight final, it was not meant to be , and it was hard to dislike Thiem.

On the day before, we thought we were luckier to hold that $70 semi-final ticket, to witness the 39th match between Nadal and Federer.  The ticket could be easily resold at five times of the original price tag on the tournament website.  Much to our disappointment, Nadal withdrew hours before the match.  He should have come play a few games, and it would have made it so memorable for the 14,000 tennis fans in the stadium.  The tournament organizer did a great job to put together a last minute double substitute with Djokovic/Sampras against McEnroe/Haas.

Indian Wells Resort maybe the hotel of choice for the tournament.  I saw Haas, the tournament director, at the hotel lobby. And had a brief eye contact with Thiem, the subsequent champion, at the hotel entrance as he got ready to the stadium in the morning of the final.

After Indian Wells, this may be the year to make the ultimate tennis pilgrimage to Wimbledon.

 

Investing in REITs
By Ralph L Block

Many middle class look into rental property as they journey beyond mid-life.  Few talk about the nuts-and-bolts of tenant management, property management, its opportunity cost and its relative return on investment.   Different from buying a few shares of stock, a rental property is a larger and often illiquid investment with longer term impact. There is some risk and a bad tenant makes a bad day for you.  

REIT (Real Estate Investment Trust) is the closest liquid investment that is accessible and achieves similar investment diversification as buying a rental property without the nuts-and-bolts, and also without the same pride of home ownership.     

In its fourth edition,  this well-written, well-organized REIT book is perfect for new investors; and is a good refreshing course for seasoned ones.   Last revised in 2010, it gives an overview, the REIT categories, the investment principles, the how-to set up REIT portfolio, without getting into tons of charts nor complex math.

This book provides solid fundamentals towards investing in REIT which could be an alternative to owning rental property.

 

The Miracle of Mindfulness
by Thich Nhat Hanh

In this small book, Thich Nhat Hanh uses gentle stories and simple exercises on how to be more mindful and be conscious of the moment.  It starts with some simple breathing exercise, some simple tips to focus on the moment, and progresses through the deeper buddhist meditation experience.

I find the simple medication to be calming and am convinced that a daily meditation can sharpen the mind and the concentration in the daily hustle-rustle.

 

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